Excel download Email page PDF view Print view Email Alert Social media sharing
Contact Information
Sound Financial Bancorp, Inc.
2400 3rd Avenue
Suite 150
Seattle, WA 98121
(206) 448-0884

Transfer Agent
Broadridge Corporate Issuer Solutions, Inc.
1717 Arch Street, Suite 1300
Philadelphia, PA 19103

Shareholder Inquiries:
1-877-830-4936
Fax: (215) 553-5402
E-mail: shareholder@broadridge.com
Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Interest Income 6,592 27,449 7,492 8,163
Interest Expense 795 3,368 1,023 1,222
Net Interest Income 5,797 24,081 6,469 6,941
FTE Net Interest Income NA NA NA NA
Provision for Loan Losses 0 500 100 150
Trading Account Income 0 0 0 0
Foreign Exchange Income 0 0 0 0
Trust Revenue 0 0 0 0
Service Charges on Deposits 119 482 125 121
Gain on Sale of Loans (FAS 140) 171 1,071 332 343
Loan Fees & Charges 233 566 220 206
Bank-owned Life Insurance Revenue 81 327 79 80
Insurance Revenue 0 0 0 0
Investment Banking & Brokerage 0 0 0 0
Other Noninterest Income 392 1,413 335 340
Total Noninterest Income 996 3,859 1,091 1,090
Realized Gain on Securities 0 0 0 0
Nonrecurring Revenue 0 0 0 0
Compensation & Benefits 2,691 10,733 3,141 3,055
Occupancy & Equipment 373 1,889 474 573
Marketing and Promotion Expense NA 204 NA NA
Professional Fees NA NA NA NA
Tech & Communications Expense 407 1,736 453 461
Amrt of Intang & Goodwill Impair 33 NA 39 38
Foreclosure & Repo NA NA NA NA
Other Expense 1,115 4,685 1,328 1,276
Total Noninterest Expense 4,619 19,247 5,435 5,403
Nonrecurring Expense 0 0 0 0
Pre-Provision Net Revenue 2,174 8,693 2,125 2,628
Non-FTE Pre-Provision Net Revenue 2,174 8,693 2,125 2,628
Net Income before Taxes 2,174 8,193 2,025 2,478
Provision for Taxes 760 3,068 423 512
Effective Tax Rate(%) 34.96 37.45 20.89 20.66
Min Int & Oth after-tax Items 0 0 0 0
Extraordinary Items 0 0 0 0
Net Income 1,414 5,125 1,602 1,966
Net Income Attributable to Noncontrolling Int 0 0 0 0
Net Income Attributable to Parent 1,414 5,125 1,602 1,966
Preferred Dividends 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0
Other Changes to Net Income NA NA NA NA
Net Income Avail to Common 1,414 5,125 1,602 1,966
Net Income for Diluted EPS NA NA NA NA
EPS after Extra($) 0.54 2 0.63 0.77
EPS after Extra Growth(%) 25.60 (4.30) 16.70 54
Pre-Provision Earnings per Share($) 0.54 2.21 0.66 0.81
Comprehensive Income
Net Income 1,414 5,125 1,602 1,966
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0
Total Other Comprehensive Income 34 28 (31) 1
Comprehensive Income 1,448 5,153 1,571 1,967
Interest Income Earned On:
Interest Earned on Loans 6,442 26,707 7,246 7,899
Int Inc: Securities NA NA NA NA
Int Inc: Other Earn Assets NA NA NA NA
Int Inc: Secs & Oth Earn Assets 150 742 246 264
Int Inc: Total Earn Assets 6,592 27,449 7,492 8,163
Interest Expense Incurred On:
Int Exp: CDs 524 2,113 592 621
Int Exp: Other Deposits 179 908 218 259
Int Exp: Total Deposits 703 3,021 810 881
Int Exp: Debt 92 347 213 341
Int Exp: Total Int-bearing Liab 795 3,368 1,023 1,222
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.